2025 Tax Year Reference

2025 Canadian Tax Data

Every tax rate, bracket, and threshold for the 2025 Canadian tax year in one place. Sourced from CRA and provincial finance departments.

Federal Tax Brackets 2025

The lowest bracket uses a blended rate of 14.5% for 2025 (15% first half, 14% second half via Bill C-4, effective July 1, 2025).

Taxable IncomeRate
$0 – $57,375 14.5%
$57,375 – $114,750 20.5%
$114,750 – $177,882 26.0%
$177,882 – $253,414 29.0%
Over $253,414 33.0%

Federal basic personal amount: $16,129

Provincial Tax Brackets 2025

Alberta (AB)

Basic personal amount: $22,323

Taxable IncomeRate
$0 – $60,000 8.00%
$60,000 – $151,234 10.00%
$151,234 – $181,481 12.00%
$181,481 – $241,974 13.00%
$241,974 – $362,961 14.00%
Over $362,961 15.00%

Use the Alberta calculator →

British Columbia (BC)

Basic personal amount: $12,932

Taxable IncomeRate
$0 – $49,279 5.06%
$49,279 – $98,560 7.70%
$98,560 – $113,158 10.50%
$113,158 – $137,407 12.29%
$137,407 – $186,306 14.70%
$186,306 – $259,829 16.80%
Over $259,829 20.50%

Use the British Columbia calculator →

Manitoba (MB)

Basic personal amount: $15,780

Taxable IncomeRate
$0 – $47,000 10.80%
$47,000 – $100,000 12.75%
Over $100,000 17.40%

Use the Manitoba calculator →

New Brunswick (NB)

Basic personal amount: $13,396

Taxable IncomeRate
$0 – $51,306 9.40%
$51,306 – $102,614 14.00%
$102,614 – $190,060 16.00%
Over $190,060 19.50%

Use the New Brunswick calculator →

Newfoundland and Labrador (NL)

Basic personal amount: $11,067

Taxable IncomeRate
$0 – $44,192 8.70%
$44,192 – $88,382 14.50%
$88,382 – $157,792 15.80%
$157,792 – $220,910 17.80%
$220,910 – $282,214 19.80%
$282,214 – $564,429 20.80%
$564,429 – $1,128,858 21.30%
Over $1,128,858 21.80%

Use the Newfoundland and Labrador calculator →

Northwest Territories (NT)

Basic personal amount: $17,842

Taxable IncomeRate
$0 – $51,964 5.90%
$51,964 – $103,930 8.60%
$103,930 – $168,967 12.20%
Over $168,967 14.05%

Use the Northwest Territories calculator →

Nova Scotia (NS)

Basic personal amount: $11,744

Taxable IncomeRate
$0 – $30,507 8.79%
$30,507 – $61,015 14.95%
$61,015 – $95,883 16.67%
$95,883 – $154,650 17.50%
Over $154,650 21.00%

Use the Nova Scotia calculator →

Nunavut (NU)

Basic personal amount: $19,274

Taxable IncomeRate
$0 – $54,707 4.00%
$54,707 – $109,413 7.00%
$109,413 – $177,881 9.00%
Over $177,881 11.50%

Use the Nunavut calculator →

Ontario (ON)

Basic personal amount: $12,747

Taxable IncomeRate
$0 – $52,886 5.05%
$52,886 – $105,775 9.15%
$105,775 – $150,000 11.16%
$150,000 – $220,000 12.16%
Over $220,000 13.16%

Ontario applies a surtax on provincial tax above certain thresholds, effectively increasing rates at higher incomes.

Use the Ontario calculator →

Prince Edward Island (PE)

Basic personal amount: $14,650

Taxable IncomeRate
$0 – $33,328 9.50%
$33,328 – $64,656 13.47%
$64,656 – $105,000 16.60%
$105,000 – $140,000 17.62%
Over $140,000 19.00%

Use the Prince Edward Island calculator →

Quebec (QC)

Basic personal amount: $18,571

Taxable IncomeRate
$0 – $53,255 14.00%
$53,255 – $106,495 19.00%
$106,495 – $129,590 24.00%
Over $129,590 25.75%

Use the Quebec calculator →

Saskatchewan (SK)

Basic personal amount: $19,491

Taxable IncomeRate
$0 – $53,463 10.50%
$53,463 – $152,750 12.50%
Over $152,750 14.50%

Use the Saskatchewan calculator →

Yukon (YT)

Basic personal amount: $16,129

Taxable IncomeRate
$0 – $57,375 6.40%
$57,375 – $114,750 9.00%
$114,750 – $177,882 10.90%
$177,882 – $253,414 12.80%
$253,414 – $500,000 12.80%
Over $500,000 15.00%

Use the Yukon calculator →

CPP / QPP Contributions 2025

DetailCPPQPP (Quebec)
Max pensionable earnings$71,300$71,300
Basic exemption$3,500$3,500
Employee rate5.95%6.40%
Self-employed rate11.90%12.80%
CPP2 max earnings$81,200$81,200
CPP2 employee rate4.00%4.00%

EI & QPIP Premiums 2025

DetailOutside QuebecQuebec
EI max insurable earnings$65,700$65,700
EI employee rate1.64%1.31%
QPIP employee rateN/A0.494%
QPIP max insurable earningsN/A$98,000

Registered Account Limits 2025

Account2025 LimitKey Details
RRSP$32,490 or 18% of earned incomeDeadline for 2025: March 3, 2026. Unused room carries forward.
TFSA$7,000 annualCumulative since 2009: $102,000. Withdrawals re-add room Jan 1.
FHSA$8,000/year ($40,000 lifetime)First-time home buyers. Deductible + tax-free withdrawal.

Calculate your RRSP tax savings →

Key Thresholds & Dates

ItemAmount / Date
Filing deadline (general)April 30, 2026
Filing deadline (self-employed)June 15, 2026
RRSP contribution deadlineMarch 3, 2026
Capital gains inclusion rate50%
GST/HST registration threshold$30,000 in 4 consecutive quarters
Home Buyers' Plan (HBP) limit$60,000
Lifetime Capital Gains Exemption (QSBC shares)$1,250,000

See how these rates apply to your specific income and province.

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Data sourced from CRA and provincial finance departments. Last verified March 2026. Disclaimer