Ontario Income Tax Calculator
Estimate your Ontario income tax for 2025. See your combined federal + provincial tax, CPP, EI, and compare with all other provinces.
Your Income
Have a side hustle or freelance income on top of your job? Use our Self-Employed Calculator — enter your business revenue and expenses, plus your T4 employment income, and see your combined tax with both halves of CPP.
2025 max: $32,490 or 18% of income
First Home Savings Account — $8,000/year max
Enter your income to see your tax estimate
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These calculations are estimates for informational purposes only, based on 2025 CRA-published tax rates. This calculator does not include every available tax credit, deduction, or special circumstance. Your actual tax liability may differ. Full disclaimer. Consult a qualified tax professional before making financial decisions.
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Ontario Tax Brackets 2025
Ontario (ON) uses a progressive tax system with 5 tax brackets for 2025. These provincial rates are applied on top of federal income tax.
| Taxable Income | Ontario Rate |
|---|---|
| $0 – $52,886 | 5.05% |
| $52,886 – $105,775 | 9.15% |
| $105,775 – $150,000 | 11.16% |
| $150,000 – $220,000 | 12.16% |
| Over $220,000 | 13.16% |
The Ontario basic personal amount for 2025 is $12,747. This means you pay no provincial tax on the first $12,747 of taxable income.
Ontario Surtax
Ontario applies a surtax on provincial tax payable above certain thresholds. This effectively increases the tax rate for higher-income earners.
How Ontario Income Tax Is Calculated
Your total income tax in Ontario is the sum of:
- Federal income tax — 5 brackets from 14.5% to 33%
- Ontario provincial tax — 5 brackets shown above
- CPP contributions — on employment income
- EI premiums — on employment income
Frequently Asked Questions
What is Ontario's top tax rate?
The top combined (federal + provincial) marginal tax rate in Ontario for 2025 is approximately 46.16% on income above the highest bracket threshold.
How does Ontario compare to other provinces?
Use the "Compare All Provinces" button in the calculator above to see exactly how Ontario compares to every other province at your income level.
What is the basic personal amount in Ontario?
The Ontario basic personal amount for 2025 is $12,747. You pay no Ontario provincial tax on the first $12,747 of taxable income. The federal basic personal amount is $16,129.
How much tax do I pay on $75,000 in Ontario?
The exact amount depends on your income type and deductions. Use the calculator above to see your precise Ontario tax at any income level. You can also compare all provinces side by side.
Related Tools and Guides
- Compare All Provinces — see how Ontario stacks up against every other province at your income level
- RRSP Tax Savings Calculator — see how much you'd save with an RRSP contribution in Ontario
- Self-Employed Tax Calculator — freelance or side income? See both halves of CPP
- 2025 Canadian Tax Brackets — complete federal and provincial bracket guide
- How Much Tax on $50K–$200K? — pre-calculated breakdowns by salary and province