2025 Tax Year

Ontario vs Quebec Tax Comparison

At $75,000 income, Ontario saves you $3,813 per year in total tax compared to Quebec.

Side-by-Side Comparison

Salary ON Tax QC Tax Difference Lower Tax
$50,000 $10,379 $12,379 $2,000 less in ON ON
$75,000 $18,904 $22,716 $3,813 less in ON ON
$100,000 $26,690 $32,107 $5,418 less in ON ON
$150,000 $47,054 $54,318 $7,264 less in ON ON
$200,000 $70,202 $78,602 $8,400 less in ON ON

Total tax includes federal income tax, provincial income tax, CPP/QPP, and EI. Employment income with no deductions.

Breakdown at $75,000

Component Ontario Quebec
Federal Tax $9,594 $8,011
Provincial Tax $4,050 $8,987
CPP/QPP $4,182 $4,487
EI $1,077 $861
QPIP $0 $371
Total Tax $18,904 $22,716
Take-Home Pay $56,096 $52,284
Effective Rate 25.21% 30.29%

Key Differences

  • Basic personal amount: Ontario ($12,747) vs Quebec ($18,571). A higher amount means less provincial tax on low income.
  • Provincial brackets: Ontario has 5 brackets, Quebec has 4. More brackets generally means a more gradual tax increase.
  • Top combined rate: Ontario (46.2%) vs Quebec (58.8%)

These numbers only reflect income tax differences. Other cost-of-living factors (housing, sales tax, services) also matter when comparing provinces. Use the calculators below to run your own numbers.

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Related

Estimates for employment income with no deductions, based on 2025 CRA-published rates. Disclaimer