Canada Income Tax Calculator
Estimate your federal and provincial income tax in seconds. Compare all 13 provinces. 100% private — your data never leaves your browser.
Your Income
Have a side hustle or freelance income on top of your job? Use our Self-Employed Calculator — enter your business revenue and expenses, plus your T4 employment income, and see your combined tax with both halves of CPP.
2025 max: $32,490 or 18% of income
First Home Savings Account — $8,000/year max
Enter your income to see your tax estimate
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These calculations are estimates for informational purposes only, based on 2025 CRA-published tax rates. This calculator does not include every available tax credit, deduction, or special circumstance. Your actual tax liability may differ. Full disclaimer. Consult a qualified tax professional before making financial decisions.
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How Canadian Income Tax Works
Canada uses a progressive tax system where your income is taxed at increasingly higher rates as it increases. You pay both federal tax and provincial/territorial tax, each with their own set of brackets and rates.
For 2025, the federal government reduced the lowest tax bracket rate from 15% to 14% effective July 1, 2025. A blended rate of 14.5% applies for the 2025 tax year, saving most Canadians several hundred dollars compared to 2024.
2025 Federal Tax Brackets
| Taxable Income | Rate |
|---|---|
| $0 – $57,375 | 14.5% |
| $57,375 – $114,750 | 20.5% |
| $114,750 – $177,882 | 26% |
| $177,882 – $253,414 | 29% |
| Over $253,414 | 33% |
The lowest bracket rate is a blended 14.5% for 2025 — the rate was 15% for the first half of the year and 14% for the second half (reduced by Bill C-4, effective July 1, 2025).
What This Calculator Includes
- Federal income tax — all 5 brackets for 2025
- Provincial income tax — all 13 provinces and territories
- CPP/QPP contributions — including enhanced contributions on higher earnings
- EI premiums — reduced rate for Quebec
- RRSP deductions — see your tax savings from RRSP contributions
- Capital gains — 50% inclusion rate applied automatically
- Dividend income — eligible and ineligible with gross-up and tax credits
Frequently Asked Questions
How much tax do I pay on $75,000 in Canada?
On $75,000 of employment income in Ontario for 2025, you would pay approximately $12,700 in combined federal and provincial income tax, plus about $4,100 in CPP and EI contributions, for a total tax of roughly $16,800 and an effective rate of about 22.4%. Use the calculator above to see your exact number based on your province.
Which province has the lowest income tax?
Nunavut generally has the lowest provincial income tax rates, followed by Alberta (which has the highest basic personal amount at $22,323). Use the "Compare All Provinces" feature above to see the exact difference for your income level.
Is this calculator accurate?
This calculator uses 2025 tax rates published by the CRA and provincial finance departments. It applies the basic personal amount tax credit but does not account for all possible credits and deductions. For a complete tax assessment, consult a tax professional.
Is my data safe?
Yes. All calculations happen in your browser using JavaScript. No data is ever sent to our servers or any third party. We don't track your income or tax information.