Ontario vs New Brunswick: income tax compared
On a $75,000 salary, you keep $1,824 more a year in Ontario.
That's $152 a month compared with New Brunswick, using 2026 federal and provincial tax, CPP and EI.
Take-home pay by salary
| Salary | Ontario | New Brunswick | You keep more in |
|---|---|---|---|
| $50,000 | $40,168 | $39,357 | ON +$811 |
| $75,000 | $56,926 | $55,102 | ON +$1,824 |
| $100,000 | $74,206 | $71,215 | ON +$2,991 |
| $150,000 | $104,320 | $101,330 | ON +$2,990 |
| $200,000 | $131,278 | $129,580 | ON +$1,698 |
Employment income with no deductions, 2026 rates.
Where the money goes at $75,000
| Item | ON | NB |
|---|---|---|
| Federal tax | $8,259 | $8,259 |
| Provincial tax | $4,446 | $6,270 |
| CPP/QPP | $4,246 | $4,246 |
| EI and QPIP | $1,123 | $1,123 |
| Take-home | $56,926 | $55,102 |
What drives the difference
- Basic personal amount: $12,989 in Ontario and $13,664 in New Brunswick. A higher amount means less provincial tax on lower incomes.
- Brackets: Ontario has 5 provincial brackets starting at 5.05%; New Brunswick has 4, starting at 9.40%.
- Top combined rate: 53.53% in Ontario and 52.50% in New Brunswick.
Income tax is only part of the cost of living. Sales tax, housing, childcare and provincial benefits also differ. Try your own numbers in the Ontario or New Brunswick calculator.